Cookie Policy

One Finance Limited (“oneBanking”, “we”, “our”, “us”) uses cookies and similar technologies to operate, improve, secure, and measure the performance of our websites:
oneBanking.app and shop.oneBanking.app (“Websites”).
This Cookie Policy explains what technologies we use, why we use them, and how you can manage your choices.

By using our Websites, you agree to the use of cookies described in this Policy unless you modify your browser or cookie-consent settings.

1. About Us

Company Legal Name: One Finance Limited
Registered Office:
Level 3 (Suite No. 3211), Tower Business Centre, Tower Street, Swatar, Birkirkara, BKR 4013, Malta
Company Registration Number: C 108849
VAT Number: MT31333709
Customer Support: support@oneBanking.app
Data Protection Contact:
Simon Streiner, Executive Assistant — simon@oneBanking.app

2. What Are Cookies?

Cookies are small text files stored on your device to help websites remember your actions and preferences.

Types of cookies:

  • Session cookies (deleted when browser closes)

  • Persistent cookies (remain until removed/expired)

  • First-party cookies (set by oneBanking)

  • Third-party cookies (set by external services)

Under GDPR and the ePrivacy Directive, only strictly necessary cookies can be stored without consent. All others require your permission.

3. Types of Cookies We Use

3.1 Strictly Necessary Cookies (No Consent Needed)

Enable essential website functions:

  • Site loading

  • Checkout & orders

  • Security

  • Account login

Examples include cookies for:
Shopify storefront, secure sessions, correct page display, payment flow.

Disabling these through your browser may break the site.

3.2 Performance and Analytics Cookies

Used to:

  • Analyse visitor behaviour

  • Improve navigation

  • Identify errors

  • Measure performance

Tools may include:

  • Shopify Analytics

  • Google Analytics

  • Printful, Printify, Spreadconnect Metrics

Activated only after your consent.

3.3 Functionality Cookies

Remember:

  • Language settings

  • Cart data

  • Regional preferences

  • User selections

Optional and run only with consent.

3.4 Advertising and Marketing Cookies

Used for:

  • Personalised ads

  • Frequency control

  • Performance tracking

  • Retargeting

Partners may include:
Meta, Google Ads, Affiliate Systems, Email Marketing Tools.

Require explicit consent and may involve cross-border transfers.

3.5 Third-Party Provider Cookies

Used by:

  • Printful

  • Printify

  • Spreadconnect

  • Shopify

  • Payment processors

Purpose includes product previews, order routing, checkout security, fraud prevention, cart functions.

Each provider has its own cookie and privacy policy.

4. Shopify Cookies (Shop.oneBanking)

Shopify places required cookies for:

  • Cart management

  • Checkout

  • Load balancing

  • Security

  • Fraud prevention

  • Analytics

  • Storefront operation

A complete list is available in Shopify’s Cookie Policy.

5. Cookies Used by Printful, Printify & Spreadconnect

Used for:

  • Live previews

  • Fulfilment logic

  • Pricing updates

  • Shipping calculation

  • Product display

These are necessary for proper store performance but are not controlled by One Finance Limited.

6. Payment Provider Cookies

Used for:

  • Fraud prevention

  • Payment authentication

  • PSD2 compliance

  • Tracking payment status

  • Fast checkout (Shop Pay)

Providers include Shopify Payments and PayPal.

Required for secure transaction processing.

7. Cookie Consent Mechanism

EU law requires explicit consent for non-essential cookies.

On first visit:

  • Cookie banner is shown

  • You may accept all, reject all, or customise

  • Consent can be changed anytime

Your consent status is stored in a functional cookie as required by GDPR.

8. Managing or Disabling Cookies

8.1 Through Our Cookie Banner

Options: Accept all, Reject non-essential, Customise.

8.2 Through Browser Settings

Supported in Chrome, Safari, Firefox, Edge, Brave.
Blocking all cookies may break the site.

8.3 Through Third-Party Tools

Ad-blockers, tracking-prevention extensions, Do-Not-Track settings.
Not all websites honour DNT signals.

9. Cookies and Personal Data (GDPR Compliance)

Some cookies collect:

  • IP address

  • Device type

  • Browser version

  • Activity logs

  • Session identifiers

  • Tracking pixels

Legal basis:

  • Consent (except necessary cookies)

Your GDPR rights include access, correction, deletion, restriction, objection, and withdrawal of consent.

Contact for rights requests: simon@oneBanking.app

10. International Transfers

Some providers operate outside the EEA.
Transfers follow GDPR-compliant safeguards including:

  • Standard Contractual Clauses

  • Adequacy decisions

  • Approved safeguards

All partners must meet GDPR standards.

11. Updates to This Cookie Policy

Updates may occur when:

  • New cookies are added

  • New partners integrate

  • Laws change

  • Store features update

Effective Date will be revised accordingly.
Current Effective Date: 21 November 2025

12. Contact Information

One Finance Limited
Level 3 (Suite No. 3211), Tower Business Centre, Tower Street, Swatar, Birkirkara, BKR 4013, Malta

Support: support@oneBanking.app
Data Protection: simon@oneBanking.app