Impressum

One Finance Limited (“oneBanking”, “we”, “us”) provides this Legal Imprint (Impressum) to comply with applicable legal requirements for corporate transparency across its digital services, including the oneBanking app and the merchandise store at shop.oneBanking.app.

1. Company Details

Legal Name: One Finance Limited
Registered Address:
Level 3 (Suite No. 3211)
Tower Business Centre
Tower Street
Swatar, Birkirkara
BKR 4013, Malta

Company Registration Number: C 108849
VAT Number: MT31333709
Registered Jurisdiction: Malta
Nature of business: E-commerce, merchandise sales, and print-on-demand production via third-party partners.

2. Contact Information

Customer Support Email: support@oneBanking.app
Data Protection / Privacy Contact:
Simon Streiner, Executive Assistant
Email: simon@oneBanking.app

3. Supervisory Authority

As a company registered in Malta, our regulatory supervision falls under the following authorities, among others:

  • Malta Business Registry

  • Malta Financial Services Authority (MFSA) (as relevant to certain services)

  • Malta Information and Data Protection Commissioner (IDPC) for data-protection matters

4. Registered Office & Operational Basis

Our registered office in Malta (as noted above) is the legal address for One Finance Limited.

Please note: our merchandise store operations (production, fulfilment, shipping) are carried out through third-party print-on-demand partners (Printful, Printify, Spreadconnect), whose facilities may be located in other EU or non-EU jurisdictions.

5. Business Activity

One Finance Limited operates:

  • A fintech/mobile application (“oneBanking App”) for non-deposit financial tools, planning, and financial management.

  • An online merchandise store accessible at shop.oneBanking.app, using a print-on-demand production model to design, manufacture, and ship merchandise.

6. Intellectual Property

All content, design, trademarks, logos, graphics, and software on our App and Store are the intellectual property of One Finance Limited or are used under license.
Use or reproduction is not permitted unless expressly authorized in writing by us.

7. Legal Disclaimers

  • No Banking License: Although “banking” appears in our name, the oneBanking App is not a bank. It does not hold deposits, issue credit, or operate as a regulated financial institution.

  • Third-Party Production: Merchandise is produced, shipped, and returned via print-on-demand partners. Liability related to production defects, shipping, or returns may be shared with or managed by those partners under their own terms.

  • No Warranty for Delivery Times: Shipping times are estimates only. We cannot guarantee delivery dates due to variables such as carriers, customs, and production.

  • Limitation of Liability: Our liability is limited to the maximum extent permitted by law. We are not liable for indirect or consequential damages relating to the App, merchandise purchases, or third-party platforms and services.

8. Dispute Resolution

For disputes, you may contact support at: support@oneBanking.app

EU consumers may use the EU Online Dispute Resolution (ODR) platform: https://ec.europa.eu/consumers/odr

If disputes cannot be resolved amicably, the courts of Malta shall have jurisdiction, unless mandatory consumer laws in your country require otherwise.

9. Data Protection & Privacy

We collect, process, and store personal data in accordance with our Privacy Policy, fully compliant with the GDPR and applicable Maltese data protection laws.

You may exercise your data rights (access, correction, deletion, restriction, portability) by contacting: simon@oneBanking.app.

10. Changes to This Imprint

We may update this Imprint when there are changes to:

  • Corporate structure or registered address

  • Regulatory or legal obligations

  • Operational models (e.g., suppliers, jurisdictions)

Significant updates will reflect a new “Effective Date,” and we may notify you via our app or website.

11. Legal Notices on Liability and Accuracy

The information on our App and Store is provided “as is.” We do not guarantee it is always complete, accurate, or updated.
We do not guarantee uninterrupted or error-free service availability.
We are not liable for any loss arising from reliance on our content, including third-party information.

NOTE: One Finance Limited is a trader under the EU Digital Services Act (DSA). No user-generated content is hosted on this store.